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How soon are you looking to refinance?

We are here to help you achieve your long-term financial and personal goals.

Choose one:

Shorten my loan term
Lower my payment
Take cashout
Unsure
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Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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What year did you purchase your house?

2020-Present
2010-2019
2000-2009
1990-1999
Before 1990
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Please estimate the value of your property.

[{"by":5000,"end":100000,"start":80000},{"by":20000,"end":1000000,"start":100000},{"by":100000,"end":2000000,"start":1000000},{"by":10000,"end":5000000,"start":2000000}]
null
"240000"
  • $100K
  • $5M+
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What home loan do you currently have?

Conforming/Conventional
Non-Conforming/Non-QM
FHA
VA
Jumbo
Other
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What kind of rate do you have?

Adjustable
Fixed
Unsure
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What is the remaining 1st mortgage balance?

[{"by":20000,"end":5000000,"start":50000}]
null
""
  • $50K
  • $5M
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What is your 1st mortgage interest?

["1%","2%","3%","4%","5%","6%","7%","8%","9%","10%","11%","12%","12%+"]
null
"3% Down"
  • 0%
  • 12%+
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Do you have a second mortgage?

Yes
No
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Have you made any late mortgage payments over the last 12 months?

Yes
No
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Please estimate your credit score.

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Can you show proof of income?

Yes
No
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What is your gross annual household income?

[{"by":25000,"end":500000,"start":0}]
null
"100000"
  • $0
  • $250K+
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What are your average monthly expenses?

[{"by":5000,"end":50000,"start":0}]
null
"100000"
  • $0
  • $250K+
Continue
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Zip Code

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What is your full name?

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What is your email address?

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What is your phone number?

Finish
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    • Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214. Available in select states. Equal Housing Lender.
    • NMLS Consumer Access